Terms of Service

Last updated: October 2026

1. Acceptance of Terms

By accessing and using pension.landusers.in, you accept and agree to be bound by the terms, statutory conditions, and liability disclaimers of this agreement. If you do not agree to abide by these terms, please terminate your use of this service immediately.

2. Estimation Purpose & Statutory EPFO / Pension Disclaimer

The monthly retirement pension estimates, pensionable service computations, statutory wage ceiling benchmarks (including blended 60-month caps), and downloadable PDF summaries provided by this standalone Pension Calculator are strictly for preliminary informational and illustrative planning purposes. Actual pension settlements depend on individual factors such as unbroken contributory periods, non-contributory leaves (LWP), past service wage splits, joint declarations, and official Pension Payment Orders (PPO) issued by the Employees' Provident Fund Organisation (EPFO) or relevant government pension accounting authorities. We assume no civil, financial, tax, or legal liability for discrepancies between these estimates and official pension disbursals.

3. Intellectual Property & Application Assets

All custom mathematical algorithms, blended ceiling routines, user interface layouts, computed component codes, client-side PDF generation scripts, and brand styling on this subdomain website are the exclusive property of LandUsers and are fully protected by applicable digital trademark and copyright regulations.

4. Modifications & Regulatory Updates

We reserve the right to modify these terms, wage ceiling benchmarks, statutory calculation constants, or UI components at any time without prior notice to reflect government notifications or optimize edge compilation velocity. Continued use of the subdomain following updates constitutes your absolute acceptance of the revised terms.